At Ubank, we empower the digital generation to achieve financial success. Think of us as your daily money companion, offering a unified view of your finances with smart features and real-time insights. Save more, track spending, and achieve home ownership faster with Ubank.


**The Why**
Reporting to the Director of Deposits Products and Portfolio, this role will be accountable for driving Ubank’s Deposit Products & Portfolio, a domain central to our customer value proposition, funding strategy, and commercial performance.


This high performing individual will help lead and execute Ubank’s deposit pricing strategies through analytics, forecasting and financial modelling, and drive portfolio performance by translating data insights into actionable pricing decisions that optimise margin, growth and customer outcomes


**Key Responsibilities**

- Design and implement data-driven pricing strategies that balance growth, margin, funding needs, competitive positioning, and customer value
- Continuously optimise pricing frameworks based on customer behaviour, elasticity analysis, and market positioning
- Develop and maintain financial models to assess pricing impacts on margin, growth and customer acquisition
- Demonstrate commercial ownership across revenue, operating costs, and contribution to bank wide P&L and balance sheet outcomes.
- Make informed trade-offs to maximise sustainable value creation.
- Provide deep analytical insights into portfolio performance drivers.
- Monitor competitor pricing and market trends to inform strategic adjustments
- Identify opportunities for portfolio optimisation, including product design, segmentation and pricing differentiation.
- Ensure pricing decisions comply with relevant regulatory requirements and internal governance frameworks.
- Partner with Finance, Risk, Data, Marketing, Digital, Operations and Treasury teams to align pricing decisions with funding and balance sheet strategies.

**Your Experience**

- Demonstrated experience in pricing, analytics or portfolio management within financial services.
- Experience developing pricing strategies, and managing P&L, margin, and balance‑sheet drivers.
- Strong background using analytics, forecasting, and customer/market insights to drive decisions and optimise performance.
- Proven ability to collaborate and influence across key functions (e.g., Marketing, Digital, Data, Treasury, Finance, Risk) to deliver pricing outcomes aligned to broader business strategy.

**Qualifications (Preferred)**

- A degree in a related field (Finance, Commerce, Accounting, Economics, Mathamatics, Banking, Business or similar) that provides a solid educational background for professional achievements is preferred, however not mandatory if relative professional experince is able to be demonstrated.

**Why Ubank?**

- Innovation with impact: From meaningful work to amazing benefits, we equip you with the tools and support to drive real change - so your ideas don’t just stay ideas, they become impact.
- Collaborative, supportive & fun: We believe innovation is a team sport. It comes from a special kind of culture that’s highly collaborative and gives people the support they need to thrive.
- Build something great: Ubank is where ambition meets opportunity. We don’t just talk about change - we give you the tools, trust, and support to make it happen.
- Freedom to be yourself: We celebrate individuality and give you the flexibility to work in ways that suit your style. Our hybrid working model lets you balance connection and autonomy.
- Accelerate your Career: With clear paths for career development, your potential won’t just be recognised, it’ll be accelerated.

We acknowledge the Gadigal of the Eora nation as the Traditional Custodians of our local area.


This Sydney-based permanent role requires Australian or New Zealand citizenship or permanent residency.


We welcome applicants of all backgrounds, and our Talent team is excited to connect with you.


Apply now with your CV and explore this exciting opportunity!